Cathy Try And Hang In There
Cathy try and hang in there, i am in current situation, have disc problems, surgery made it worse, it& #039 s been 4 years without money, worked in soda business 24 years straight, I& #039 m about to lose my house in September due to back taxes, very suicidal as of late, I never dreamed that this can happen to people in America who paid into Social security for over 20 years, someone has to step in and stop these atrocities, an alj who has no background in medicine, in my case she admitted she never even read my reports, not to mention I waited 2 full years for my hearing, to have people losing evythng they own is just ashame. If I end up homeless I just can& #039 t see me continuing on, what do I tell my grandchildren, all I want Is what I paid into it for 24 years, good luck Cathy I hope you live a long happy life
Legal Assistance With Your Disability Needs
Please be aware that with any conditions outside those mentioned above, the Social Security Administration will eventually catch up with you to collect compensation for an overpayment that has been made to you. Our Las Vegas legal team is skilled in the law and focus exclusively on Social Security Disability and supplemental security income issues.
If you have questions regarding this very important matter, we can help. At Disability Action Advocates, we have represented countless clients over the past 20 years who were in situations similar to yours. We are interested in talking with you about this issue and urge you to contact an experienced lawyer or representative today. Let us review your circumstances and get started helping you contribute to society as best you can while still retaining the disability payments to which you are entitled.
Schedule your free consultation bycontacting DAA today.
Why Can I Only Earn So Much While On Social Security Disability In 2023
You might wonder why SSDI recipients can only earn a certain amount in additional income each month, lest they risk their access to benefits. That is because a key element of ones eligibility for disability benefits is that their injury, illness, or disability is severe enough to prevent them from financially supporting themselves.
Social Security Disability Insurance benefits are for those who have worked for a considerable time but are no longer able to because of a qualifying injury, disability, or illness. Essentially, when you cannot earn a sufficient income because of a medical condition, SSDI benefits can help support you and your family.
Suppose recipients earn over the SGA limit or the limit to trigger a TWP. In that case, such activity indicates to the Social Security Administration that recipients may actually be able to work and that their condition no longer prevents them from earning a sufficient income. Generally, SSDI recipients can only work a part-time job if they wish to earn additional income, remain under the SGA limit, and not trigger a trial work period.
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How Work Impacts Your Disability
Now you know that it is possible to work at least part-time while on disability. But do you know whether or not doing so will disrupt your disability benefits?
The truth is that whether or not things get disrupted depends on the disability benefits you are receiving. For example, if you receive Social Security Disability Insurance benefits, you can work under the SGA as much as you want. You can earn more than the SGA for a nine-month initial trial period, but if you continue to earn more than the limit, you may lose benefits entirely.
Its a bit different if you are Supplemental Security Income benefits. SSI offers a similar trial period, and you can similarly lose benefits entirely if you earn more than the SGA after the trial is over. But your SSI payment is also reduced by $1 for every $2 that you earn, which occurs both during and after the trial period.
What does this mean for you? If you are on SSDI benefits, you need to stay under the SGA. But if you are on SSI benefits, you may need to strongly consider whether it is worth staying at your job when every dollar you earn is effectively cut in half.
Other Payments May Affect Your Disability Benefits
If you receive certain other government benefits, such as workers’ compensation, public disability benefits, or pensions based on work not covered by Social Security , the Social Security benefits payable to you and your family may be reduced.
For more information about how these benefits can affect your Social Security payments, please refer to the following publications:
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Medicare Coverage If You’re Disabled
We automatically enroll you in Original Medicare after you get disability benefits for two years. However, if your disability results from ALS, Medicare coverage begins sooner, generally the first month you are eligible for disability benefits.
- Medicare Part A helps pay for inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. The taxes you paid while you were working financed this coverage. Its provided at no cost to you.
- Medicare Part B helps pay doctors’ services, outpatient care, some medical supplies, and other preventive services. You will need to pay a monthly premium for this coverage if you want it.
Most people have both parts of Medicare. If you have questions about this coverage, you can contact Medicare toll-free at 1-800-MEDICARE to speak to a Medicare Customer Service Representative. TTY users should call 1-877-486-2048.
Experts Advice: Dont Go It Alone
Vieillet says the intricacies of each program are confusing, even to the experts. For the average person, it can be downright overwhelming.
When letters from Social Security start coming in the mail, they scare the bejesus out of people, says Teresa Nier, benefits and employment manager with My Employment Options.
You always want people to work to their fullest potential, of course. This is America. Thats one of our foundational ideals.
For disabled workers, joining a free work-incentive program and employment network can help. Ticket to Work offers benefits protection for recipients who want to test the employment waters. And organizations like My Employment Options have certified benefits counselors on staff to help applicants trudge through the paperwork and fine print all while finding a job that fits their unique needs.
To avoid unexpected benefits cuts or having to return overpayments to the agency, people need to keep Social Security updated with phone numbers and addresses, Nier says. Open those letters. Ask questions.
Adam Hardy is a former staff writer for The Penny Hoarder. Robert Bruce, a senior writer with The Penny Hoarder, contributed. This story was originally published in July 2019. Income thresholds and other statistics have been updated for 2022.
What Is Social Security Disability
Social Security Disability benefits are not the same or even the equivalent as workers comp. We saw above that workers compensation benefits are appropriate for more short-term injuries while Social Security Disability benefits are more appropriate for long-term issues. However, because these two types of benefits are not related to each other it is possible to apply for and receive both concurrently.
The big difference between workers compensation benefits and Social Security Disability benefits is that you can apply for the latter without having to have suffered an on-the-job injury. There are a few criteria which you have to fit to be able to apply for Social Security Disability benefits. These requirements are:
- You must be 18 years of age or older
- You must not be receiving benefits on your own Social Security
- You have to be unable to work due to a medical condition that will at least for at least twelve months
- If your medical condition will not least for at least twelve months you can still apply if the condition is expected to end in death
- It has been more than sixty days since you were previously denied disability benefits
If you are able to apply for benefits then it is recommended you do so quickly. This is because it takes six months for approval before you will start to see any money and so its best to get started quickly so you get access to those benefits as soon as possible.
How Does Working Impact Ssi Benefits
The rules for working while receiving Supplemental Security Income are different. SSI recipients may work until their income plus their SSI benefits exceed the income limits to qualify for disability payments.
If you work while receiving SSI benefits, your SSA reduces your benefits based on your income. The first $85 you earn as income does not count toward your countable income, provided you receive income from your job and disability benefits.
After the first $85, the SSA deducts fifty cents from every dollar you earn. Therefore, your SSI benefits are reduced by one-half of your earns after deducting the first $85.
If you need to restart your SSI benefits, there is an expedited reinstatement process for a period of five years in this context as well.
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Nearly Triple Your Chances For Disability Approval On Your First Try
People dont like hearing this, but the disability application process is confusing and difficult. Government forms are hard to understand and fill out for a reason. Anything they can do to discourage people from applying lets them keep more taxpayer money. Having a lawyer file your disability application makes you almost 3x more likely to qualify for benefits.
In recent years, about 1 in 5 first-time applicants won benefits. Out of all applicants, just 35% ever receive benefits, and most must appeal 2-3 times before approval. You might think you dont need a lawyer if your doctor says youre disabled. However, lawyers understand the process well. They know the government rejects some peoples claims for surprising reasons, such as bad handwriting. A lawyer can request complete medical records, check your claim status and communicate with the SSA on your behalf.
Denied the first time? An attorney can file your appeal and correct any paperwork mistakes. You wont have to appear or testify in court because your attorney does that for you. Think you cant afford it? All disability attorneys work on contingency. That means you pay nothing for legal assistance unless your case wins. If you dont win, your lawyer gets $0. And if you win, youll only pay a small, one-time fee.
Can You Apply For Disability While Still Working
September 15, 2021 By Rich Frankel
If you are unable to work due to a disability, then you may qualify for disability benefits from the Social Security Administration . Depending on your situation, you may qualify for Social Security Disability Insurance and/or Supplemental Security Income .
The process to get approved for SSDI and/or SSI can be lengthy, which can create financial difficulty for many people. However, if you continue to work while applying for disability or while you are waiting for a decision on your disability claim, then your application for disability benefits will likely be denied.
Among other factors, the SSA considers your ability to work in determining whether you are disabled. Generally, you should not apply for Social Security disability benefits while still working. If you have questions about the process, reach out to a skilled New Jersey disability lawyer to schedule a free claim review.
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Disability Insurance Eligibility Faqs
Disability Insurance provides short-term wage replacement benefits to eligible California workers.
You may be eligible for DI if you are unable to work and are losing wages because of your own non-work-related illness, injury, or pregnancy.
Note: Citizenship and immigration status do not affect eligibility.
Get answers to frequently asked questions to know if you are eligible for DI.
Information You Need To Apply
Before applying, be ready to provide information about yourself, your medical condition, and your work. We recommend you print and review the . It will help you gather the information you need to complete the application.
Information About You
- Your date and place of birth and Social Security number.
- The name, Social Security number, and date of birth or age of your current spouse and any former spouse. You should also know the dates and places of marriage and dates of divorce or death .
- Names and dates of birth of children not yet 18 years of age.
- Your bank or other and the account number.
Information About Your Medical Condition
- Name, address, and phone number of someone we can contact who knows about your medical conditions and can help with your application.
- Detailed information about your medical illnesses, injuries, or conditions:
- Names, addresses, phone numbers, patient ID numbers, and dates of treatment for all doctors, hospitals, and clinics.
- Names of medicines, the amount you are taking, and who prescribed them.
- Names and dates of medical tests you have had and who ordered them.
Information About Your Work:
- Award letters, pay stubs, settlement agreements, or other .
We accept photocopies of W-2 forms, self-employment tax returns, and medical documents, but we must see the originals of most other documents, such as your birth certificate.
Do not delay applying for benefits because you do not have all the documents. We will help you get them.
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How Much You Will Receive
The amount of your monthly SSDI benefit is based on your lifetime average earnings covered by Social Security.
If you don’t already have an estimate, you can get your Social Security Statement online with your personal mySocial Security account or use our Benefit Calculators to determine how much you could get if you became disabled right now.
How Many Hours Can You Work While Applying For Social Security Disability
Social Securitys rules focus more on how much you earn to determine if you are performing a substantial gainful activity and not the number of hours that you work. However, if you are self-employed or the head of a business, then you may work a certain number of hours without receiving an hourly wage. In this situation, you may be permitted to work up to 45 hours per month as long as you are not earning over the income limit.
These rules are complicated and can be confusing. To make sure that any extra income you bring in doesnt affect your eligibility for Social Security disability, reach out to a seasoned disability benefits lawyer to schedule a free consultation.
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Types Of Disability Policies
There are two types of disability policies.
Short-term policies may pay for up to two years. Most last for a few months to a year.
Long-term policies may pay benefits for a few years or until the disability ends.
Employers who offer coverage may provide short-term coverage, long-term coverage, or both.
If you plan to buy your own policy, shop around and ask:
How is disability defined?
How long do benefits last?
How much money will the policy pay?
If Your Disability Started Within Four Weeks Of The Last Day You Worked
Who pays benefits: Your employer’s disability benefits insurance carrier.
How to Apply
- File the claim with your employer or insurance carrier, using Notice and Proof of Claim for Disability Benefits .
- Form DB-450 may be obtained using the link above, from your employer, your employers insurance carrier, your health care provider or any Board office.
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Answer A Few Questions To Check Your Eligibility
Before the SSA looks at how your medical condition impairs your ability to work, the SSA will look whether you are currently working and how much money you are making.
You could be eligible for up to $3,345 per month In SSDI Benefits
To be eligible for SSI, you need to have low income and not be earning so much in wages that you’re considered to be doing “substantial gainful activity” .
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If you made an attempt to return to work, but stopped, then you may be able to legitimately use the date you originally stopped working as your disability onset date.
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How An Attorney Can Help You Apply For Disability Benefits
There are many conditions that qualify for disability benefits. If you have a disability without a work history, you can still apply for disability benefits and may be approved, even if you dont have enough work credits for disability benefits.
If that is the case, then you may want to work with a Social Security attorney. An attorney can help guide you through the Social Security application process.
Your attorney can look at your work history, or lack thereof and could advise you that you may have a better chance of getting approved if you apply for SSI benefits as opposed to SSDI benefits.
A Social Security Attorney can help you get Social Security disability benefits, even if you do not have enough work credits. Your attorney can help make sure you have all of your paperwork in order, including records from your employer or past employers, your medical records and your financial information if you are applying for SSI benefits.
Maneuvering the Social Security Disability system can be tricky at times, and most claimants should strongly consider using the services of an experienced Social Security Disability lawyer.
Not only are they thoroughly familiar with the laws regarding Social Security Disability, but they also know how to put your claim together in a manner which is more likely to result in an acceptance. Disability attorneys work on a contingency basis, meaning they will not be paid unless you win your disability claim.
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