Program #: Supplemental Security Income Benefits
SSI has the strictest eligibility requirements of any program. But if you didnt work 5 of the last 10 years full-time or are 65+ with few assets, apply for SSI.
SSI pay amounts vary up to a max of $841/month per person or $1,261/month per couple.
SSI medical eligibility requirements are the same as those for SSDI. But again, you must have very low income to qualify. It is also important to have very few financial assets. Your total household income cannot be more than $1,350/month and you must own less than $2,000 in financial assets and resources . There are some exceptions to the asset rule: the SSA wont count your house, the land it sits on, one vehicle, your wedding ring, and some household goods.
If youre in the process of selling property, speak to a New Jersey disability attorney before applying for SSI.
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New Jersey Public Sector Employee Program
Thomas Edison State University is proud of our unique partnership with the New Jersey state, county, local government and governmental authorities.
Under the NJ PSEP program, public employees receive special tuition rates and opportunities for individual advising and onsite group information sessions. Our undergraduate and graduate programs prepare public employees for career change, advanced study at the graduate level and professional growth. Whether you are working for the state or in one of New Jerseys municipalities, now you can earn your college degree, anytime, anywhere at a special rate.
Personally, one of the reasons I chose Thomas Edisons John S. Watson School was because of its affiliation with the New Jersey Urban Mayors Association. As the business administrator for an urban city, I was afforded the opportunity to network with others in my field while gaining insight into various policy initiatives that are relative to the city and state.
One benefit of Thomas Edisons generous credit acceptance programs for both my bachelors and masters degrees was that all of the experience I gained from work, EMT classes, my state licensing classes, were all eligible to be rolled into my degree programs. When all of my credits transferred, the journey to success was seamless.
Test Drive an Online Course
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How To Get Tdis New Jersey Short Term Disability Benefits
To get TDI, you have to apply through the states Department of Labor and Workforce Development. You can do this through snail mail, but its easier to do it online. Follow the rules for filling out the form on this page. Remember, as it says at the top of the page, you can only file if pregnancy or an injury not caused by your job prevents you from working.
So for example, if youre eight months pregnant with twins and your doctor prescribes bed rest until the babies are born, youre eligible for TDI. If someone drops a heavy tool on your foot at work, you have to turn to workers comp for your disability benefits.
Applying for TDI online is much faster and easier than applying by mail, and you can return to the site to check the state of your application. If you know you will be incapacitated you can even apply up to 14 days in advance.
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Temporary Disability Placard Renewal
Temporary placards are valid for up to 6 months.
If you need the temporary placard for longer, your doctor can re-certify it once only for a maximum of 6 months.
To apply for re-certification, you will need:
- A completed Application for Temporary Placard .
- Include your medical certification ON the application.
You have to take your recertification in person to the local chief of police .
Please Answer A Few Questions To Help Us Determine Your Eligibility
If you live in New Jersey and have a disability that prevents you from working, there are several benefits you can apply for, depending on how long your inability to work will last. For short-term disabilities — those that last up to six months — the State of New Jersey provides temporary disability insurance . For disabilities that last longer than one year, you can apply for Social Security disability or Supplemental Security income . Even though these are federal programs, the disability determination and appeal process can vary from state to state. Also, some states, including New Jersey, provide supplemental payments to people who receive SSI.
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Substantial Gainful Activity Income Levels
In determining if work is substantial gainful activity, the New Jersey Social Security Administration averages income according to rules that consider the nature of the work, the period of time worked, and whether the SGA level changed during the time the claimant worked.
The SGA level, which was $300 per month during all of the 1980s and $500 per month from 1990 until July 1999, when it was raised to $700, is becoming considerably more generous than it used to be because of cost-of-living increases that have been applied beginning with the year 2001. For example, for the year 2010, average countable earnings of more than $1,000 per month show that work was substantial gainful activity.
You can find the substantial gainful activity amount for the current year at www.ssa.gov/cola/.
Program #: Social Security Disability Insurance Or Ssdi
You may qualify for SSDI only if you worked 5 in the last 10 years full-time at a job where you paid FICA payroll taxes.You are eligible for benefits if a doctor says your condition will last at least 12 months or result in death.If your condition improves enough for you to work again in less than 12 months, you cannot qualify.
Some people who dont get SSDI are service-industry workers, union members and federal or state employees. If you stopped working more than 5 years ago, you also wont qualify for SSDI. Thats because your coverage lapses if you stop paying premiums for 60 continuous months.
- You must be 18-65 to get SSDI benefits.
- If you already get some regular Social Security payments or retired, you also cannot qualify for SSDI.
It takes the SSA 3-5 months to review every SSDI claim. Theres also a required 5-month waiting period before you can get benefits. Thus, we recommend applying for state New Jersey TDI disability benefits first. The SSA approves 1 in 5 or 20% first-time SSDI claims for benefits. In fact, only 35% of all SSDI applicants eventually get benefits.
TIP: To improve your claim, get a New Jersey disabilitylawyer to help you file. They work on contingency, so you owe $0 until after claim approval.
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What Other Income Could Reduce Your Ssdi Payment In New Jersey
Any disability benefits you receive from a private long-term disability insurance policy will not affect your SSDI benefits. Likewise, Supplemental Security Income and Veterans Administration benefits will not impact your SSDI amount. However, if you receive any government-regulated disability benefits, that could affect your SSDI amount. The Social Security Administration will reduce your SSDI or other benefits if the amount in SSDI plus the amount from government-regulated disability benefits exceeds eighty percent of the amount you earned before you became disabled.
Wheelchair Symbol Plates And Persons With A Disability Placards
Individuals who meet the medical qualifications are eligible to choose from one of three options:
- One set of wheelchair symbol license plates
- One person with a disability placard
- One set of plates and one placard
Qualified applicants receive one set of wheelchair symbol license plates for a vehicle registered either to the qualified person with a disability OR to one family member who provides the qualified person with transportation . See the Qualifications page for detailed information.
The Persons with a Disability placard will authorize the driver to park any vehicle in a wheelchair symbol parking space so long as the qualified person designated on the Person with a Disability Identification Card is in the vehicle and has their ID card with them.
The individual who holds the Person with a Disability Identification Card must be in the vehicle or with the driver at all times as proof of disability. The Card is non-transferable and must be with on the individual at all times to utilize the wheelchair symbol parking privileges. Any abuse or misuse of this privilege will be cause for immediate revocation of the ID card, placard and plates.
Persons with a disability parking privileges are valid for three year periods, after which a new application and certification by an approved medical practitioner must be submitted.
How to apply
New Jersey Motor Vehicle Commission Special Plate Unit Trenton, NJ 08666-0015
How to recertify and renew
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Other Ways You Can Apply
Apply With Your Local Office
You can do most of your business with Social Security online. If you cannot use these online services, your local Social Security office can help you apply. You can find the phone number for your local office by using our Office Locator and looking under Social Security Office Information. The toll-free Office number is your local office.
Apply By Phone
If You Do Not Live in the U.S. Or One of Its Territories
Contact the if you live outside the U.S. or a U.S. territory and wish to apply for retirement benefits.
Mailing Your Documents
If you mail any documents to us, you must include the Social Security number so that we can match them with the correct application. Do not write anything on the original documents. Please write the Social Security number on a separate sheet of paper and include it in the mailing envelope along with the documents.
Newark Social Security Disability Resources
When you submit an application for Social Security Disability benefits in Newark, NJ, its very common for there to be several months pass before a final determination on your eligibility is made. The initial application may take up to six months to go through review, and the majority of claims are denied at this stage. A denied claimant can file a Request for Reconsideration however, the approval rate is not much higher the second time around. The last stage in the process is to appeal, which will place your application before an administrative law judge. You should anticipate at least a year or more before your claim goes through the entire process, including all reviews and appeals.
The guidelines of the Social Security Administration for disability require an individual to be completely unable to work as a result of long term or permanent disability for a period of one year or longer before they apply for benefits. To complete an application for Newark disability benefits, you can call the SSA at 772-1213, contact your local SSA field office, or use the SSAs online application forms, here. If you need assistance finding your local field office, call the SSA phone line listed above, or utilize the online SSA Office Locator service, here.
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New Jersey Same Program
The SAME program was established to enable New Jersey state agencies to hire, promote, retain, and advance qualified individuals whose physical or mental impairments impact their abilities to participate in the competitive hiring and promotion process within the State workforce. This program uses a fast-tracking process to ensure that people who are eligible for the program are offered an opportunity to participate in interviews when applying for unclassified, non-competitive permanent and temporary positions.
To participate in the fast-tracking process under the SAME Program you need to follow three steps:
Step 1. Determine Eligibility Step 2. Obtain Proof of Disability Step 3. Apply to applicable NJ State Jobs
Grid Rules And Approval Over 50
People who are over age 50 applying for Social Security benefits are also eligible for a special form of approval: Grid rules. This is a process where disability evaluators look at your age, education level, severity of disability, and work history in a yes/no manner to quickly establish eligibility for SSDI benefits. For example, if you have no high school degree, no transferable skills that could be used at a new job, a severe disability that keeps you from performing even light work, and you’re age 50 or older, you could be approved under the SSA’s grid rules.
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Student Earned Income Exclusion
SSI has rules called exclusions that let you make some money without having your SSI benefits go down or stop. The Student Earned Income Exclusion is a major exclusion: it lets students earn up to $2,040 per month, and up to $8,230per year, without having those wages be part of their countable income!
To qualify for the SEIE, you must be under 22, working, and regularly attending school. That usually means you have to go to school more than:
- 8 hours a week for college students
- 12 hours a week for grades 712
- 1215 hours a week for employment training
If you drop out of school, you will not qualify for the SEIE, and your SSI benefits will be smaller than they would be if you stayed in school. Stay in school! You get more money thanks to the SEIE, and when you graduate, youll get a higher paying job thanks to your degree.
You make $1,000 per month at a summer job and during the school year, you make $400 each month at a work-study job. Combined, you make a total of $6,600 for the year. Since the money you make doesnt go over the monthly and annual limits for the SEIE, your SSI benefits dont go down at all.
New Jersey Temporary Disability And Family Leave Insurance
New Jersey Temporary Disability Benefits is a division of the Department of Labor and Workforce Development. This program provides a cash benefit to those who temporarily cant work due to an illness or injury that is not work related.
If your employer has a state plan you’ll apply online, and if they have a private plan from an insurance company your employer will instruct you how to apply. The program also provides paid maternity or paternity leave for a worker to bond with a new child, or medical leave to take care of an ill family member or one who has been exposed to a communicable disease.
To qualify, you need to have made payments into the program, and also meet gross earning requirements . The employee contribution rate is currently at 0.47% of an employees taxable wage base. The payroll deduction to pay these cannot exceed $649.54 per year. An eligible employee is then paid 85% of their average weekly wage with a maximum of $903 per week.
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Apply Online For Disability Benefits
Social Security offers an online disability application you can complete at your convenience. Apply from the comfort of your home or any location at a time most convenient for you. You do not need to drive to your local Social Security office or wait for an appointment with a Social Security representative.
You can use the online application to apply for disability benefits if you:
- Are age 18 or older
- Are not currently receiving benefits on your own Social Security record
- Are unable to work because of a medical condition that is expected to last at least 12 months or result in death: and
- Have not been denied disability benefits in the last 60 days. If your application was recently denied for medical reasons, the Internet Appeal is a starting point to request a review of the medical determination we made.
- Print and review the Adult Disability Checklist.
It will help you gather the information you need to complete the application.
We suggest that you have the following information at hand. It will make completing the application much easier.
Information About You
Information About Your Medical Condition
Information About Your Work
We may ask you to provide documents to show that you are eligible, such as:
We accept photocopies of W-2 forms, self-employment tax returns or medical documents, but we must see the original of most other documents, such as your birth certificate.
Mailing Your Documents
After we receive your online application, we will:
Some Publications That Will Give You More Information On Disability Benefits
The Disability Starter Kit will help you get ready for your disability interview or online application. Kits are available for adults and for children under age 18.
The starter kits provide information about the specific documents and the information that we will request from you.
The kits also provide general information about the disability programs and our decision-making process.
Here are some additional resources with information on disability benefits:
- Disability Evaluation Under Social Security – Medical criteria for evaluating Social Security disability claims
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Plans To Achieve Self
Usually, if you have too many resources or too much income, you stop qualifying for SSI. A PASS is a way to go over these limits without losing your benefits.
To set up a PASS, you must qualify for SSI, have a specific work goal, and have expenses that you need to pay to reach your goal, such as school tuition, transportation, books, and services. You must also show that after you start putting money into your PASS, youll still have enough money left over to pay for your basic living expenses.
Once your PASS is set up, any money you put into it doesn’t count as income or resources for SSI. In this way, a PASS lets you earn more and save more without having your SSI benefits go down. You can also put unearned income into your PASS, which means that you can start saving even if you dont have a job yet. Note: You cannot put your SSI benefits into your PASS.